Real Estate (Property) Taxes
Property taxes are annual taxes based on the value of your property — this is known as an “ad valorem” tax, meaning “based on value.”
Important Dates
- Assessed: Taxes are assessed every year based on the value as of January 1 that year.
- Bills Sent: Annual Tax Notices are sent every year in November based on that year’s assessment.
- Final Due Date (no discount): The last day to pay current taxes is March 31 following the year in which they are assessed.
- Delinquent: Current taxes are delinquent as of April 1st following the year in which they are assessed.
Early Payment Discounts
Payments made in November receive a 4% discount.
Payments made in December receive a 3% discount.
Payments made in January receive a 2% discount.
Payments made in February receive a 1% discount.
Payments made in March receive NO discount.
Late Payments
All unpaid taxes shall become delinquent on April 1 following the year in which they are assessed.
Penalties include:
- 3% minimum mandatory interest fee
- Additional fees and costs to advertise the delinquency and include the unpaid taxes in the annual Tax Certificate Sale.
- Delinquent taxes that remain unpaid will be included with the next annual Tax Certificate Sale held on or before June 1st.
Learn more: Tax Sales, Certificates and Tax Deeds
Who Does What?
The Property Appraiser sets your property value and determines exemptions (duvalpa.com).
Taxing Authorities set your tax rate based on their budget (city, school board, districts).
The Tax Collector send bills, collects, and distributes payments.
Terms to Know
- Ad Valorem Tax: Based on property value
- Non-Ad Valorem Tax: Fixed fees for services like trash, storm water, and CDD fees.
- Millage Rate: Tax rate (1 mill = $1 for every $1,000 in taxable value)
- Tax Exemption: Reduces your taxable value (e.g., Homestead Exemption, Save Our Homes)
- Tax District: Area where public services are funded by taxes
- Taxing Authority: Sets rates (e.g., City of Jacksonville, School Board)
Example:
If your home is valued at $100,000 and the millage rate is 18 mills, your tax is $1,800.
Need Help with Property Value or Exemptions?
Contact the Duval County Property Appraiser via their website or call (904) 255-5900